Banxware
Banxware is a software provider for Embedded Financial Services that enable digital platforms such as marketplaces, payments providers, POS providers, and other aggregators to offer white label financial products, especially loans to merchants. The company is headquartered in Berlin and was founded in September 2020 by Miriam Wohlfarth, Jens Röhrborn, Fabian Heiß, and Nicolas Kipp.
Coinpanion
Coinpanion enables everyone, without any prior cryptocurrency experience, to benefit automatically from the cryptocurrency market. The start-up provides a full end-to-end service, from entering the market to automatic asset management.
finleap connect
As a B2B provider, finleap connect enables third parties to access various financial sources. This includes processed data of bank accounts, credit cards, deposits, Paypal accounts, as well as a variety of FinTechs. Initially, companies used the finleap solution, for example, to automate bookkeeping, simplify credit checks, or make account changes a trivial issue. In the meantime, more and more banks have counted themselves among the finleap customers. They develop products that deliver added value to the user. These applications allow banking to not take place at the bank, but in everyday life, offering aesthetic appeal and ease of use.
FinMarie
FinMarie was founded by Karolina Decker in Berlin in 2018. In 2021 Rica Klitzke and Leitha Matz joined the extended founding team. With their mission of making women more financially independent and facilitating their access to the financial market, FinMarie is one of the first financial providers of its kind in Europe specifically geared towards women and is one of the pioneers in the Female Fintech segment. The product portfolio today includes, in addition to classic financial coaching, various Robo Advisors, but also an e-learning community and other offers in the area of financial education.
Fundflow
Many Companies are driven to the brink of insolvency, with clients failing to pay invoices on time. Berlin-based internet platform Fundflow helps companies to maintain their liquidity by buying their accounts receivable. The holders of said claims can sell them directly on fundflow.de and receive their money on the next working day, minus a fee that is calculated depending on the debtor and payment deadline.
Relio
Relio is developing the first Swiss digital bank account specifically for SMEs. Many companies struggle with bureaucratic hurdles when opening an bank account and then throughout the banking relationship. Relio's technological platform allows compliance to be largely automated. As a result, even complex companies can open a business bank account within 24h without increasing Relio's risk.
The Swiss fintech is also working on tools and software integrations that will save SMEs a lot of time and make teams even more productive. The startup was founded in December 2020 by Lav Odorovic and three other founders. Odorovic had previously built Challenger bank Penta as founder and CEO.
Remind.me
Remind.me offers a B2C energy brokerage solution for power and gas contracts. The company was founded in 2018 by Daniel Engelbarts and Christian Lang, who had previously built Sparwelt.de. remind.me employs more than 50 people and is growing fast. The young company's investors include IBB Ventures, Berliner Volksbank Ventures, SeedX and Futury Venture.
SideCaps
SideCaps develops and operates a digital platform for the efficient initiation and processing of large-volume transactions (block trading) with transparent pricing without pre-trade transparency in the segment of listed second-line stocks.
Taxdoo
Taxdoo enables online retailers and other companies to automatically comply with international VAT regulations. Based on a scalable API platform, all aspects of VAT compliance – data aggregation, monitoring, and filing of transaction data – are automated. The Hamburg-based startup has small retailers as well as large corporations among its customers and cooperates with tax professionals in the entire EU.
troy
The FinTech company troy is changing the traditional debt collection industry with methods from marketing and CRM. The aim of the start-up with the locations in Lippstadt (NRW) and Hamburg is to maintain the relationship between the company and the customer in addition to the realisation of the receivables. The founders of troy, Philip Rürup and Till Völzke, rely on multichannel communication as well as individualized and data-driven communication in combination with decades of debt collection expertise. The mission: troy becoming the most customer-friendly debt collection company in Europe.
About half of consumers are in default of payment due to forgetfulness or short-term bottlenecks. Despite that, traditional debt collection treats these customers as if they have not paid intentionally. The process is impersonal, bureaucratic and unpleasant. It is obvious that as a result, companies usually lose their customers. troy changes this and continues to treat the customer as a customer. Tried and tested methods of multichannel CRM, targeting approaches and machine learning drive the new approach. troy addresses each customer via the most promising mix of communication channels and with individually adjusted messages. High transparency, multiple payment methods and friendly communication add to the “troy way”. This allows for high recovery rates of both receivables and customer relationships.