Portfolio Finder

anybill

The goal of anybill is to provide digital receipts to every payment - in merchant apps, banking and payment apps, or without any app - wherever the consumer of tomorrow expect receipts. For a high availability, anybill focuses on cash register integrations. With scalable API services, merchants of any size and industry have the possibility to issue digital receipts. anybill acts as an enabler for issuing receipts and provides SDK modules for third-party applications such as banking or merchant apps to offer digital receipts as an embedded service. anybill was founded in December 2019 by Lea Frank, Tobias Gubo and Patrick Göttler and has locations in Regensburg and Munich.

HTGF-Manager: Louis Heinz
Added to portfolio 14. Oct 2021

Banxware

Banxware is a software provider for Embedded Financial Services that enable digital platforms such as marketplaces, payments providers, POS providers, and other aggregators to offer white label financial products, especially loans to merchants. The company is headquartered in Berlin and was founded in September 2020 by Miriam Wohlfarth, Jens Röhrborn, Fabian Heiß, and Nicolas Kipp.

HTGF-Manager: Dr. Ulrich Schmitt
Added to portfolio 14. Oct 2021

Betterfront Exit

Betterfront is a Munich-based investment technology company dedicated to alternative investments. Our end-to-end fundraising and data analytics platform helps fund managers attract, engage and retain institutional investors.

HTGF-Manager: Johannes Dierkes
Added to portfolio 31. Jul 2020

Cerchia

Cerchia AG was founded in 2020 by two Swiss capital markets and risk management veterans, Michael Rey (CEO) and Dr. Fabian Buchmann (COO). With the vision to create a more resilient world by enabling direct risk transfer between investors and buyers of insurance coverage (e.g. reinsurers or corporates). Cerchia has developed a proprietary direct risk transfer platform (DRTTM) on the Zilliqa Blockchain. The team is going to launch the first product in spring 2023 to provide attractive uncorrelated returns and climate risks hedge.
The team of seasoned experts in capital markets, risk management, blockchain and digital assets and has worked for firms such as UBS, SwissRe, Credit Suisse, Sygnum and 21.co. The Swiss fintech is backed by one of Germany's leading VCs, High-Tech Gründerfonds, private investors and the Swiss innovation agency, Innosuisse, and is headquartered in the heart of Crypto Valley in Zug with a presence in Singapore.

HTGF-Manager: Dominik Lohle
Added to portfolio 12. May 2022

Etvas Exit

Hamburg-based Etvas GmbH was founded in December 2019 by financial services expert Sören Timm and IT entrepreneur Ilie Ghiciuc. Etvas is the world's first digital B2B2C marketplace for additional services from various providers that add value to the products and services of banks and insurance companies. With just one API, banks and insurance companies have quick access to all services on the Etvas marketplace thanks to the platform technology, which creates highly personalized customer experiences through a variety of relevant services. This customer engagement platform ensures better monetization of customer relationships while keeping implementation and usage costs low and customer retention high. Etvas partners can thus increase their market share.

In early 2019, Etvas' innovative service platform was awarded funding from the InnoFounder program of Hamburg-based IFB Innovationsstarter GmbH. Subsequently, Etvas received INVEST accreditation from the BMWi. In October of the same year, Etvas achieved a place in the fifth batch of the Next Commerce Accelerator. One of the first customers is Sparkasse Bremen, which offers its customers added value through individually tailored additional services.

HTGF-Manager: Christian Arndt
In portfolio 23. May 2018 – 06. Jul 2023

finleap connect Exit

As a B2B provider, finleap connect enables third parties to access various financial sources. This includes processed data of bank accounts, credit cards, deposits, Paypal accounts, as well as a variety of FinTechs. Initially, companies used the finleap solution, for example, to automate bookkeeping, simplify credit checks, or make account changes a trivial issue. In the meantime, more and more banks have counted themselves among the finleap customers. They develop products that deliver added value to the user. These applications allow banking to not take place at the bank, but in everyday life, offering aesthetic appeal and ease of use.

HTGF-Manager: Martin Möllmann
Added to portfolio 03. May 2013

finmarie

finmarie is B2B2C financial provider that enables female clients to offer wealth-management solution with robo-advisor tools and insurance products. As a one-stop-solution, finmarie offers digital financial education and mobile app. For companies, finmarie integrates a branded or white-label SaaS solution with personal financial coaching and a hybrid digital Financial Wellness Academy.

HTGF-Manager: Tobias Schulz
Added to portfolio 05. Oct 2021

ICO-LUX

ICO-LUX was founded in 2018 as a spin-off of the Friedrich-Schiller-University Jena and the TU Ilmenau and is specialized in software for automated document forensics. With ICO.Fraud for private health insurance companies, the start-up is the only provider of a software solution for fully automatic detection of forged documents to date. Customers are currently mainly private health insurance companies. ICO-LUX has 7 employees at its Jena site, including mathematicians, physicists and computer scientists with doctorates.

HTGF-Manager: Dominik Lohle
Added to portfolio 18. Sep 2020

Mobilversichert Exit

Mobilversichert provides a SaaS platform to digitize insurance brokers and facilitate online brokerage. Using a unique combination of broker platform and B2B2C mobile app, insurance brokers get the digital tools to conduct their business in a transforming market. Automatized workflows enable brokers to manage their clients efficiently and smart. With Mobilversichert brokers can tap into new digital clientele while defending their traditional business against digital contenders.

HTGF-Manager: Tobias Schulz
In portfolio 01. Oct 2015 – 18. Feb 2019

Relio

Relio is developing the first Swiss digital bank account specifically for SMEs. Many companies struggle with bureaucratic hurdles when opening an bank account and then throughout the banking relationship. Relio's technological platform allows compliance to be largely automated. As a result, even complex companies can open a business bank account within 24h without increasing Relio's risk.
The Swiss fintech is also working on tools and software integrations that will save SMEs a lot of time and make teams even more productive. The startup was founded in December 2020 by Lav Odorovic and three other founders. Odorovic had previously built Challenger bank Penta as founder and CEO.

Website: relio.ch
HTGF-Manager: Daniela Bach
Added to portfolio 01. Jan 2021

Remind.me

Remind.me offers a B2C energy brokerage solution for power and gas contracts. The company was founded in 2018 by Daniel Engelbarts and Christian Lang, who had previously built Sparwelt.de. remind.me employs more than 50 people and is growing fast. The young company's investors include IBB Ventures, Berliner Volksbank Ventures, SeedX and Futury Venture.

HTGF-Manager: Daniela Bach
Added to portfolio 07. May 2018

SideCaps

SideCaps develops and operates a digital platform for the efficient initiation and processing of large-volume transactions (block trading) with transparent pricing without pre-trade transparency in the segment of listed second-line stocks.

HTGF-Manager: Frank Kerim Reinecke
Added to portfolio 10. Aug 2021

Taxdoo

Taxdoo enables online retailers and other companies to automatically comply with international VAT regulations. Based on a scalable API platform, all aspects of VAT compliance – data aggregation, monitoring, and filing of transaction data – are automated. The Hamburg-based startup has small retailers as well as large corporations among its customers and cooperates with tax professionals in the entire EU.

HTGF-Manager: Tobias Schulz
Added to portfolio 19. Dec 2017

Tech11 Exit

tech11 was founded in 2018 by Pierre Dubosq and Matthias Reining in Würzburg, Germany. The company grew to over 40 employees already in its third year of existence and reached seven-digit sales figures in a short time. Last year, a branch office was already opened in Cologne, and more are to follow this year to be able to hire future employees at multiple locations.

Website: tech11.com
HTGF-Manager: Dominik Lohle
In portfolio 19. Mar 2021 – 09. Dec 2021

troy

The FinTech company troy is changing the traditional debt collection industry with methods from marketing and CRM. The aim of the start-up with the locations in Lippstadt (NRW) and Hamburg is to maintain the relationship between the company and the customer in addition to the realisation of the receivables. The founders of troy, Philip Rürup and Till Völzke, rely on multichannel communication as well as individualized and data-driven communication in combination with decades of debt collection expertise. The mission: troy becoming the most customer-friendly debt collection company in Europe.
About half of consumers are in default of payment due to forgetfulness or short-term bottlenecks. Despite that, traditional debt collection treats these customers as if they have not paid intentionally. The process is impersonal, bureaucratic and unpleasant. It is obvious that as a result, companies usually lose their customers. troy changes this and continues to treat the customer as a customer. Tried and tested methods of multichannel CRM, targeting approaches and machine learning drive the new approach. troy addresses each customer via the most promising mix of communication channels and with individually adjusted messages. High transparency, multiple payment methods and friendly communication add to the “troy way”. This allows for high recovery rates of both receivables and customer relationships.

HTGF-Manager: Jens Baumgärtner
Added to portfolio 04. May 2018